You may not have to pay anything upfront for your postgraduate studies if you’re eligible for a FEE-HELP loan. This loan allows you to defer your fees and only repay your loan when your income reaches a certain level. As your income increases, you pay a larger percentage of your income towards your debt. The amount you have to pay is calculated by the Australian Tax Office each year. For more information and to check you are eligible visit the <a href=”https://www.studyassist.gov.au/”>Study Assist</a> website.